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If you have a $7,600 credit card balance with an 18% APR and only make 2% minimum payments, you'll need 53 years to pay off your debt. Total interest-$21,731!
Real Settlement Letters
When all's said and done, the most successful negotiations are achieved by reaching a reasonable compromise with your creditors. This is where our expertise comes in. With over 50 years of combined experience in the financial services industry, DMB Financial's seasoned team of debt negotiation and settlement professionals have what it takes to achieve the very best in settlements for you.
Following is a sampling of actual settlements we have recently achieved for our clients!
| Lender | Account Balance | Settlement | Client Savings |  |
|---|---|---|---|---|
| Bank of America |
$37,383 |
$9,348 |
$28,035 |
 |
| American Express |
$35,308 |
$16,000 |
$19,308 |
 |
| Capital One | $31,240 |
$10,000 |
$21,240 |
 |
| US Bank |
$28,448 |
$10,000 |
$18,448 |
 |
| Citi Cards |
$26,911 |
$11,208 |
$15,703 |
 |
| Chase |
$25,047 |
$9,260 |
$15,787 |
 |
| Chase |
$21,466 |
$10,884 |
$10,582 |
 |
| Bank of America |
$19,062 |
$3,812 |
$15,250 |
 |
| Chase | $18,277 |
$7,850 |
$10,427 |
 |
| Sears | $16,874 |
$6,000 |
$10,874 |
 |
| Chase |
$16,795 |
$8,350 |
$8,445 |
 |
| Discover |
$16,755 |
$6,702 |
$10,053 |
 |
| Bank of America | $15,998 |
$2,967 |
$13,031 |
 |
| Fleet Bank of America | $15,779 |
$7,104 |
$8,675 |
 |
| Beneficial |
$14,788 |
$8,874 |
$5,914 |
 |
| Citi Cards |
$14,173 |
$7,087 |
$7,086 |
 |
| Washington Mutual/Visa | $13,937 |
$5,000 |
$8,937 |
 |
| Bank of America | $13,018 |
$2,610 |
$10,408 |
 |
| Bank of America | $12,911 |
$1,937 |
$10,974 |
 |
| Chase | $12,648 |
$5,691 |
$6,957 |
 |
| Discover | $12,323 |
$4,929 |
$7,394 |
 |
| Chase |
$12,088 |
$5,000 |
$7,088 |
 |
| Washington Mutual | $11,916 |
$3,500 |
$8,416 |
 |
| Washington Mutual | $11,050 |
$4,414 |
$6,636 |
 |
| Chase | $11,010 |
$4,954 |
$6,056 |
 |
| Bank of America | $10,893 |
$2,200 |
$8,693 |
 |
| Creditors Financial Group | $9,015 |
$2,938 |
$6,077 |
 |
| FIA Card Services | $8,698 |
$1,740 |
$6,958 |
 |
| Bank of America | $8,391 |
$2,500 |
$5,891 |
 |
| Discover | $8,143 |
$3,500 |
$4,643 |
 |
| Bank of America | $7,609 | $2,000 | $5,609 |  |
| Washington Mutual | $5,987 | $2,994 | $2,993 |  |
| FIA Card Service | $5,310 | $1,063 | $4,247 |  |
| Citi Cards | $5,267 | $2,897 | $,2370 |  |
| Washington Mutual/Visa | $4,297 | $1,290 | $3,007 |  |
| Capital One | $3,469 | 1,422 | $2,047 |  |
| Macy's | $1,055 | $422 | $633 |  |
| Colorado Bank | $1,026 | $558 | $468 |  |
| FIA Card Services | $774 | $154 | $620 |  |
| FIA Card Services | $741 | $148 | $593 |  |